
Matrix Money Market
We wouldn't be surprised if you didn't understand why these accounts are in the savings section. After all, they both offer checking privileges so you have easy access to your money.
But actually, these accounts earn interest like a savings account. In fact, they actually offer even higher returns than traditional savings accounts, with tiered rates that actually go up as your balance grows. Put your larger balance to work and get the best of both worlds!
- First Money Market
This account offers four different levels of interest to make the most of your balance and requires a $2,500 minimum opening balance.
- Tiered interest bearing account
- 4 tiered interest yield levels
- Limited check writing privileges
- Unlimited deposits and in-person withdrawals
- Compound interest credited monthly
- 6 free preauthorized or electronic withdrawals per month
- Monthly fee waived with relationship requirement
- 0.25% rate increase with setup of automatic transfer from another FNBT account
- $1 withdrawal fee at non-FNBT ATMs
- Surcharge-free ATMs through the MoneyPass network
- Monthly check images
- Free ATM card
- Free online banking
- Free mobile banking
- Free E-Statements
- 24-hour Telebank access
- $2,500 minimum balance to open
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
- Matrix Money Market
The Matrix Money Market account offers even higher returns for higher balances, with six tiered level interest rates and a minimum opening deposit of $10,000.
- Tiered interest bearing account
- 6 interest yield levels
- Limited check writing privileges
- Unlimited deposits and in-person withdrawals
- 6 free preauthorized or electronic withdrawals per month
- Monthly fee waived with relationship requirement
- Free designer checks
- Free ATM card
- Free online banking
- Free mobile banking
- Free E-Statements
- 24-hour Telebank access
- $10,000 minimum balance to open account
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.





