Auto Loans

Auto Loans

Close your eyes and imagine the car you need. Go ahead—we'll wait. Now imagine the car you can actually afford. If you pictured two different cars, it's time to come to FNBT for a more affordable car loan.

Our competitive rates and low monthly payments are sure to get your engine running. You can even get pre-approved so you have more bargaining power when walking onto the lot. Start the hunt for your next car or truck today. It all begins here!

  • New or used
  • Low rates and flexible terms
  • Financing for most any vehicle:
  • Cars, trucks, SUVs, vans
  • Recreational vehicles, campers, trailers
  • Motorcycles, boats, jet skis
  • Attention to personal service
  • Streamlined application process for quick approvals
  • Local decision making and processing
  • Pre-approval available
  • Easy online payment options through online banking or SameDayPay


FNBT account holders can make a loan payment free of charge through our online banking system. But if you would like to make an electronic payment from a non-FNBT account, SameDayPay makes it easy.

This online solution is fast, easy, secure, and available 24 hours a day, 365 days a year. Make a payment immediately, set up payments in advance, or arrange for a recurring payment to be made automatically. SameDayPay provides an email confirmation so that you know your payment has been made. You can also monitor your transactions online. Our software allows you to see 120 days of history on all of your payments.

SameDayPay loan payments are credited to your loan on the same day as long as they are made before 4:30pm Monday-Friday. There is a $7.50 fee for each payment.