Privilege Plus Checking

Privilege Plus Checking

As we grow older, we take on more responsibilities. But we also get more privileges. This is an example of the latter. If you're 55 years old or better, you can open this interest bearing account that boasts exclusive member benefits.


Privilege Plus Checking is for successful people who are ready to share experiences with people of similar interests. Earn interest and get unlimited check writing, plus special travel opportunities, bonus rates on CDs, and more. Keep $10,000 in total deposits and you won't even pay a monthly fee.

Summary
  • For customers age 55 and better
  • Earn interest on entire balance
  • $15 monthly service fee waived with $10,000 in total deposit balances
  • Monthly check images
  • Membership in the Privilege Plus Club that includes:
  • Quarterly Newsletter
  • Travel opportunities
  • Access to a program manager
  • Bonuses on CD rates
  • Periodic fee rebates on investment banking transactions
  • Two non-FNBT ATM refunds per month
  • Free unlimited use debit card with rewards
  • Surcharge-free ATMs through MoneyPass network
  • 0.25% discount on installment loans*
  • 50% discount on home equity closing costs*
  • Local and national dining savings
  • Travel, hotel, and recreation discounts
  • Local and online shopping and services discounts
  • Emergency travel and roadside assistance
  • Health savings program
  • $100 minimum balance to open account

*Automatic payment from this account required.

Additional Benefits
  • Free safe deposit box for one year
  • Free single-signer traveler's checks, cashiers checks, and money orders
  • $10,000 accidental death insurance
  • $2,500 identity theft insurance
  • Free box of checks
  • Free online banking with bill pay
  • Free mobile banking
  • Free E-Statements
  • Monthly check images
  • 24-hour Telebank access
  • Overdraft protection available