Are We Right For You?

Mission Statement

First National Bank & Trust Company will be the premier community financial services company committed to building long term relationships. Our goal is to increase value for our shareholders, customers, employees and communities by providing innovative and competitive financial products.

CEO Vision Statement

First National Bank & Trust Company over the next three years will grow to about $800 million in total assets. The company will continue to be a full service financial institution providing an appropriate array of services to our consumer, small business and commercial customers using strategic partners when advantageous.

First National Bank & Trust Company will enhance revenue growth and market share in our existing markets while continuing to seek expansion opportunities. One of the primary ways we will enhance market share in our existing markets is through increasing wallet share with our existing customers. We will be focused on increasing wallet share every year/every quarter/every month/every day. The company will be committed to customer retention through delivery of exceptional service.

First National Bank & Trust Company is committed to getting the right people in the right place in the company, providing training and opportunities for career and personal development. Our people are our competitive advantage.

First National Bank & Trust Company will continuously be recognized as one of the premier financial institutions in the Stateline area.

Corporate Values

First National Bank & Trust Company strives to provide an environment that promotes the following core values:

• Honesty – Straightforward conduct and communication that is trustworthy and genuine.

• Integrity – Never compromise our ethics or values.

• Customer Service – Exceed expectations and develop long term customer relationships.

• Accountability – Accept personal accountability for job performance and the Bank’s success.

• Quality – Strive for excellence in everything we do with a continuous pursuit of improvement.

• Pride – Set and achieve high standards.

Corporate Beliefs

• People want to do a good job.

• When given the opportunity, people will act responsibly.

• People need information to make knowledgeable, factual decisions.