The following financial calculators will assist
you in planning, estimating, and exploring your financial options. Get clear
and concise answers about your banking calculations:
Savings Calculators
Save for Any Reason -
Here is a calculator to help you determine how much you need to
save every month to reach your savings goal
Save for College - The
rate of college costs increases has been higher than inflation,
5% to 8% for the past several years. Here is a calculator so you
can determine how much you should save monthly to completely
fund four years' of college for children of different ages.
Fund Your IRA - Your
Individual Retirement Account (IRA) is one of the four main
components of a financially secure retirement. Use this
calculator to determine how much you can contribute each month
depending on your age and when you start.
Your Next Vacation -
Explore the pros and cons of saving for a vacation vs. paying
for it with a credit card.
Loan Calculators
Evaluating Debt
Consolidation - If you are like most
Americans, your mail box is filled with offers for credit cards, mortgage
refinancing and home equity loans. Many of those offers stress the benefits
of moving existing balances to the new lender. While that may sound appealing,
especially if the new loan offers an attractive initial interest rate,
it is important to consider all the factors associated with debt consolidation.
Home Equity Evaluator - The equity you have
in your home can be a powerful tool in managing your overall financial
situation. Your equity, the value of your home minus your existing mortgage,
can serve as collateral for additional borrowing.
Reduce Your Car Payments - Here is a simple calculator to help you determine
how additional saving can reduce your payments.
Combining Mortgage
and Home Equity - Here is a calculator
to help you compare your current monthly mortgage and home equity payments with those from a new
mortgage that combines the balances of your existing mortgage and home
equity loans.
Equal Housing Lender.