Merchant Services

Merchant Services

Your business is unique, and so are its challenges. In today's competitive marketplace, you must balance good customer service with efficient cash management and risk control. You're in good company with First National; we offer solutions through Elavon, an industry leader for providing electronic payment processing. So no matter your business--retail, restaurant, healthcare, service, mail order, or e-commerce--we have the solutions you need to optimize your payment processing

Credit & Debit

Our payment processing solutions help you improve cash flow, minimize your collection risk, and better serve your customers, all while meeting stringent security standards.

  • Accept all major credit cards on one device with one provider
  • Superior customer service 24/7
  • Flexible payment options

Virtual Merchant

Virtual Merchant Mobile* enables you to accept debit and credit card payments using a smartphone or tablet, creating endless opportunities to conduct business. Whether you're assisting customers on the floor of your retail store or selling at a local market, Virtual Merchant Mobile* provides your business with the flexibility and convenience you've come to expect with technology.


Get started with our app today, search for "VirtualMerchantMobile" in your specific app store.




*Data service charges may be applicable through your carrier/service provider.

E-Gift Cards

Electronic gift cards increase revenue and attract new customers to your business. Our program allows you to tailor the card design and processing features that are right for your needs. Plus, you can easily manage your cards with our online reporting solutions.


Cards Retain 100 Percent of Purchased Value

Unlike paper certificates, value is retained for partially used cards. Remaining balances bring return visits and ensure that the entire value will be spent at your business.