Pay and Benefits
In addition to a competitive compensation package, First National Bank & Trust Company offers an excellent selection of benefits to meet home, work and career development needs.

Pay - It is the policy of the Bank to administer wages and salaries based on the nature of the job performed and prior work experience, education and training.

Benefits - The Bank has a comprehensive employee benefit program, ranging from vacations and holidays to profit sharing and 401(k) savings plans. The Bank's benefit program has been designed to fulfill the best interests of its employees.  Eligibility for the various benefits depends upon a number of factors, such as full-time or part-time status, length of service and employment category. The requirements for enrollment in each of these plans vary.

     *  Bank Holidays
     *  Vacation
     *  Group Term Life Insurance
     *  Health Insurance
     *  Dental Plan
     *  Vision Plan
     *  Profit Sharing Plan
     *  401(K) Plan
     *  Short Term Disability
     *  Long Term Disability
     *  Tuition Refund Plan
     *  Bank Product Privileges
     *  Paid Personal Time (Sick Days)
     *  Personal Holidays
     *  Fitness Center
     *  Flexible Spending Account
     *  Dependent Care Reimbursement Account

Vacation - During the first year, full-time non-officer employees accrue vacation time. Part-time employees accrue vacation based on actual hours worked in the previous year.

Group Term Life Insurance - Upon completing 30 calendar days of full-time employment with the Bank, employees are eligible for group term life insurance. The premium is paid by the Bank and is equivalent to two (2) times an employee’s annual salary.

Health Insurance - Health insurance becomes available to full-time employees upon completion of 30 calendar days of employment with the Bank.

Dental Plan - The Bank offers an optional dental benefit available for employees who have completed 30 calendar days of full-time employment.

Vision Plan - The Bank offers an optional vision benefit available for employees who have completed 30 calendar days of full-time employment.

Profit Sharing Plan - The Bank offers a profit sharing plan based on the performance of the Bank in the previous year.  Eligible employees must be 18 years of age, have worked for 1,000 hours, and have been employed by the Bank for 90 calendar days.

401(k) Plan - The Bank offers a 401(k) plan to all employees that are 18 years of age or older, have worked 1,000 hours, and have worked at the bank for 30 days.  The plan has an automatic enrollment feature and matches $.50 on every dollar up to 3% for a maximum of 1.5% of pay.

Short Term Disability - Short Term Disability is available for non-exempt full-time employees on the sixth day of a medical leave of absence. This benefit is payable according to length of service.

Long Term Disability - First National Bank & Trust Company recognizes the importance of long term disability (LTD) coverage. Upon completing 90 calendar days of full-time employment with the Bank, employees are eligible for this benefit.

Tuition Refund Plan - The Bank is committed to providing equal opportunity to all employees and the tuition refund program is evidence of our commitment. The purpose of the tuition refund program is to strongly encourage full-time employees to further their education in the practice and theory of banking and related business subjects.

Bank Product Privileges - The Bank offers a wide range of products to our customers. Employees (full-time and part-time) may be eligible to receive discounts on certain deposit accounts, loans and services. Employees are expected to adhere to the Bank’ s code of ethics and to take appropriate action for maintaining a good credit rating.

Paid Personal Time (Sick Days) - The purpose of paid personal time is to allow for illness of an employee or family member, to conduct personal business, to keep appointments that cannot be made during non-working time, etc. Full-time non-exempt employees who have completed 90 days of employment are allowed a total of 32 hours per calendar year.

Personal Holidays - After 90 calendar days of employment, all full-time employees are eligible for floating personal holidays. These days must be taken one day per calendar year quarter (4 days per calendar year).

Fitness Center at the Grand Avenue Location - As part of First National Bank & Trust Company’s commitment to wellness, a Fitness Center is provided at no cost to employees.

Flexible Spending Account - Upon completing 30 calendar days of employment with the Bank, employees are allowed to contribute a Flexible Spending Account (FSA).

Dependent Care Reimbursement Account - The Dependent Care Reimbursement Account enables employees to pay for qualified dependent care expenses with pre-tax dollars.